The Italian Loan

Para variar um bocado uma anedota em inglês...


An Italian walked into a bank in New York City and asked
for the Loan officer. He told the loan officer that he was going
to Italy on Business for two weeks and needed to borrow $5,000 and that
he was not a depositor of the bank.

The bank officer told him that the bank would need some form of
security for the loan, so the Italian handed over the keys to a new
Ferrari. The car was parked on the street in front of the bank.
The Italian produced the title and everything checked out.

The loan officer agreed to hold the car as collateral for the loan
and apologized for having to charge 12% interest.

Later, the bank"s president and its officers all enjoyed a good laugh
at the Italian for using a $250,000 Ferrari as collateral for a $5,000
loan.

An employee of the bank then drove the Ferrari into the bank"s
underground garage and parked it.

Two weeks later, the Italian returned, repaid the $5,000 and the
interest of $23.07. The loan officer said, ""Sir, we are very happy
to have had your business, and this transaction has worked out
very nicely, but we are a little puzzled. While you were away, we
checked you out and found that you are a multimillionaire.
What puzzles us is, why would you bother to borrow $5,000?"

The Italian replied: "Mingia, where else in New York City can I park
my car for two weeks for only $23.07 and expect it to be there when
I return?"

Ah, the Italians...